MONEY vs TIME

MONEY vs TIME

According to Robert Kiyosaki, author of Rich Dad, Poor Dad, there are four types of people depending on the money and time that they have.

I.                    No Money, No Time : Employees

II.                  Yes Money, No Time : High positions in the company and professionals

III.                No Money, Yes Time : Unemployed

IV.                Yes Money, Yes Time : Investors and Big Business owners

In which type do you belong? Our courses are designed to teach people about money management, personal development and financial freedom*. The importance of financial education has been stressed as a critical instrument for progress by Donald Trump and Robert Kiyosaki in the book Why We Want You to be Rich.  They emphasize the importance of having control in all the aspects around you- may it be your life and your investments. Simply put by Robert Kiyosaki,  “Improving your financial education allows you to get to the place where becoming rich is predictable.”

1)      No Money, No Time

These are the type of people who has no time and no money. These are the people working for money – employees. The amount of money they make is directly proportional to the amount of time they need to work. The more money that you want to earn, the more time you need to work; thus the term overtime “OT” come into the picture. Pay close attention to the people around you who work a regular job of 8 hours or more at work. Regardless of the salary range, what do you often hear them say? Is it something like this: “Where did my last pay check go?” “When will be the next pay check?” “On the next pay check, I will buy this and that (creating a mental note).” “I’ll pay you back in the next pay check.” “I’m too busy at work.” “I have no time for such.” “I have no money left.” “I am broke.”

Ask yourselves, “Is living on pay check to pay check basis the kind of lifestyle that you want?” When will the ‘cycle of get up, go to work, pay your bills’ end? When there’s a pay raise or promotion, the expenses also goes up and then the cycle repeats again, get up go to work and pay your bills. There will forever be deadlines to meet, projects to complete, tasks to accomplish, more responsibilities yet to fulfil. Now, ask yourselves again, “Is this the kind of lifestyle that you want?” Wouldn’t you want to spend more time with your family and loved ones than being in the office for more than 8 hours a day?

2)    

  ü   Yes Money, No Time

These are the people who have a lot of money but no time. These are the employees with high-ranking positions. Some of these are Presidents, Vice-Presidents, CEO’s, Executive Manager, etc. Along with this category are the people who own a traditional business wherein the business owns them. These are the business owners who work in their own business who just can’t simply leave their business for a day or two. These kinds of businesses will only operate in the presence of the business owner.

Professionals such as doctors, lawyers, and contractors also fall into this category. Say a specialized cardiothoracic surgeon could not choose the time when to operate most esp. in emergency cases. Such operations would entail 6-8 hours perhaps. That’s it for the day. Doctors not present in their clinic means no income. Lawyers without a client mean no income. Contractors without projects mean no income, too.

3)      No Money, Yes Time

These are the type of people who has no money but has a lot of time. These are the unemployed.

4)     Yes Money, Yes Time

These are the people who have both a lot of money and a lot of time. Now, who wouldn’t want that? Rich people (investors and big business owners) play this kind of money game.

“If you’re not doing as well as you’d like, all that means is there’s something you don’t know.” – T. Harv Eker, author of Secrets of the Millionaire Mind.

By big business owners, you can leave your business for a year or two and can still come back with your business continuously growing and expanding. You not being physically present to do all the work. Investors and big business owners alike have money working for them rather than they working for money. They have clearly understood how to make my money work for them. They seek mentors who they could learn money from – not just how to have money but what to do with the money. Having mentors increases your chances to succeed in any business. 

 “At a certain point in your life, you will either have things that you want most or the reasons why you don’t.” – Andy Roddick

Coach Jovilyn Sia

Financial Literacy Advocate

Create Abundance 2020

Website: www.ca2020.net / www.iloveabundance.com

Business Trainings: Life Entrepreneurship Program / Wealth Course Seminar / Cashflow Workshop

For inquiries about business trainings, contact me thru: 0905.269.6096(Globe) / 0922.676.4575 (Sun)

(Create Abundance 2020 is a business community committed to creating a world that works for all.  This is a community for people who are seeking mentors for growth and abundance in life, business and spirit.  CA2020 Website is exclusive only to serious entrepreneurs. Indicate Jovilyn Sia as the person who invited you there for faster registration approval.)

* - Financial Freedom. This is defined as the ability to live the lifestyle you desire without having to work or rely on anyone else for money.

This is an original blog composed by Jovilyn Sia. It may not be re-posted or otherwise recopied without the expressed written consent of the author. 

My Road to Self-Discovery

There comes a point in every person’s life, wherein we have to choose which path to take – be it in marriage, career, or even life itself. Mine was LIFE.

For one year that I’ve worked in a corporate world as an engineer, I am really glad to say that I have no regrets the day I’ve decided to resign. Mainly for two reasons: I now control my time, and I now control my destiny. No more overtime and no boss telling me what to do and what not to do. YES! Now I have FREEDOM.

My primary reason to work in the corporate world is to better myself and learn the skills I'll need to put up my own business. That I know for sure from the very first day I started to work for someone else. Some people upon working in the corporate world lose themselves. They are there to EARN but forgot to LEARN. Get up, go to work, then pay your bills. Promotion or pay raise comes, then the cycle repeats itself, get up, go to work, pay your bills. I have come to realize that regardless of the salary range, I almost always hear the same statements from people around whatever the background may be, “No time. No money. Not enough. Too many bills. Too many responsibilities. Etc..” Then I asked myself, when will this scenario change?

When I was still in the corporate world, I never dreamt of seeking higher positions or higher paychecks. I'm just there to learn how the business operates, discipline myself with time management, stress management, people skills, communication skills - all of which are very crucial if you want to put up your own business later on. This is who I am.

Performance review came third quarter of the year and that's the turning point. For other average person, they would be thrilled and excited what lies in front of their career path and the corresponding pay raise. My boss has set it out for me, and I just simply have to do it. That's the time I've realized that I don't want the path that they're planning ahead for me. That I should be the one dictating where the path I would want to take and not the path that they want me to take. I can’t see myself doing those things for the following year. I know I will not be happy and be fulfilled if I decided to stay. I resigned then the path for me became clearer. That the path that I wanted to take is not the one presented before me during my performance review. I started to look for other bigger opportunities (I mean, not in another corporate world where I will just end up doing the same thing) where I can better myself more. I believe deep down inside that I can do better things, I can contribute to the society more, do greater stuff, and be a greater person. 

True to the saying (complete version): "When one door closes another door opens; but we so often look so long and so regretfully upon the closed door, that we do not see the ones which open for us." - Alexander Graham Bell

Taking the road less travelled, I now embark on a new journey toward true meaning of having BOTH money and time freedom. I have found great mentors who will guide me in this exciting and challenging adventure. I have found great people who will encourage me every step of the way. And together, united as one community, we all face the obstacles and continue on our journey towards being FINANCIALLY FREE*.

I write this blog now so that you too could realize that “Are you on the right path?” I AM ON THE RIGHT PATH now. I am happier now. I have freedom to do with what I want to do with my own time. I can spend time with my loved ones. I can be ME.

Hope you could also find your own path that will lead you to happiness and freedom.

* - Financial Freedom is defined as the ability to live the lifestyle you desire without having to work or rely on anyone else for money.

Life Entrepreneurship Program

CREATE ABUNDANCE BUSINESS COMMUNITY
“A community dedicated to creating a world that works for all”

Life Entrepreneurship is Being a contribution, Doing business while living life’s purpose and Having personal development and significance.

Our Vision: Create One Thousand Multi-Millionaires by the year 2020.

Our Mission: Spread Financial Education throughout the Nation.

Because of this vision and mission we developed the Life Entrepreneurship Program designed to create Wealth from Zero.

This program is open only to people who are success-driven, open-minded, coachable, willing to build and expand their business empire.

Our Business School Teaches the Following Business Skills

1. Attitude of success

2. Leadership skills

3. Communication skills

4. People skills

5. Overcoming personal fears, doubts and lack of confidence

6. Overcoming fear of rejection

7. Money management skills

8. Investing skills

9. Accountability skills

10. Time management skills

11. Goal setting

12. Systemization

TOP BENEFITS OF THE LIFE ENTPRENEURSHIP PROGRAM

1)   Earn supplementary, residual and passive income while learning.

2)   Build Multiple Streams of Passive Business Income.

3)   Personal Money Coaching and Mentorship.

4)   Self Confidence, Personal Development and Power of Influence

5)   Practice Personal Money Management (Money Jars) and never be broke again.

6)   Completeness, Peace of Mind and Personal Productivity

7)   Efficient and Effective Leadership.

8)   Sales Group Management

9)     Exposure to exclusive business information

10) Acquire Financial Literacy and start creating passive income assets.

11) Reconditioning your Wealth Operating System (Money Blueprints)

12) Access to success books and audio books

13) Become a part of the Create Abundance 2020 Community.

14) Participation to domestic and international boot-camps, conferences and conventions

If you share the same vision of a First World Philippines and to be an Apprentice in our Business School, the first step is to attend our Wealth Course Seminar.

Wealth Course: “Discovering and Reprogramming your Personal Wealth Operating System and Money Blueprints”

FREE REGISTRATION

This course consists of three Modules. One module per session (3 hours).

Module 1. Awareness - Uncovering Money Operating Systems ™
Module 2. Understanding - Source of Limiting Wealth Beliefs and Empowering Wealth Beliefs
Module 3. Reconditioning - Reprogramming Money Operating Systems ™

Schedule (all modules are currently ongoing):

Mondays, Tuesdays & Wednesdays
Time: 3-6 pm or 6-9 pm
Venue: Ortigas and Makati

Thursdays
Time: 3-6 pm or 6-9 pm
Venue: Quezon City, Alabang, and Manila

Fee: None. You just have to buy something from the venue worth 150-200php as courtesy to the establishment.

Limited slots only. 

Reservation Details:
1. Text me the following details: Full name, age, occupation, email, date, venue and time slot.

I will send you a confirmation thru your mobile. No text, no reservation.
2. Bring pen and paper.
3. Come on time.

Help us spread financial literacy by forwarding this invitation to your friends and families.  To get to know us better, visit www.ca2020.net. Online wealth courses are also available for those living outside Metro Manila or outside the Philippines.

Everyone wants to be wealthy, what sets you apart from others is when you TAKE ACTION!

RSVP: Coach Jovilyn Sia

0917.575.7854 (Globe)

0922.676.4575 (Sun)

jovilyn.sia1@gmail.com

www.ca2020.net

(CA2020 website is exclusive only to serious entrepreneurs. Kindly indicate Coach Jovilyn Sia as the person who invited you to the site for faster registration approval.)

 “At a certain point in your life, you will either have things that you want most or the reasons why you don’t.” – Andy Roddick